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Otinus Finance

Flexible
Financing

Discover flexible financing options at Otinus that enable you to launch your investment from day one of your business operations. We collaborate with reputable financial partners, offering solutions tailored to the real needs of your company – from traditional leasing and short-term rental to the Flexline facility and independent financing. Our attractive and competitive financing conditions allow you to develop your business dynamically while maintaining full control over cash flow and operational stability.

Financing Solutions

Tailored to Your Business

Traditional Leasing

Fast and simplified financing in cooperation with banks – decision within 3 hours, no initial contribution required and contracts of up to 84 months.

Short-Term Rental (Flexrent)

Flexible rental of the latest equipment from our partner Grenke – use advanced machinery without high upfront costs and decide on further use at the final stage of the agreement.

Flexline Financing Facility

One master agreement for 12 months enables recurring investments on preferential terms – your creditworthiness is assessed only once.

Independent Financing

Do you have your own leasing institution? Finance your purchase on terms of your choice while maintaining full flexibility and independence.

Traditional Leasing

With our traditional leasing offer, you can begin financing your investment from the very first day of business activity. Implemented in cooperation with multiple banks, the process is fast and free from unnecessary formalities – a decision is issued within 3 hours under a simplified procedure. We offer vendor leasing with no initial contribution, agreements of up to 84 months, and a dedicated account manager throughout the entire cooperation period.
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  • Decision under a simplified procedure within up to 3 hours No financial documents or formal applications required

  • Financing available from day one of business activity

  • Seasonal repayment schedules accepted

  • Leasing with no initial contribution

  • Contract duration of up to 84 months

  • Dedicated account manager throughout the agreement

  • Leasing without BIK and KRD verification

  • Leasing available in PLN and EUR

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Grenke Flexrent

Short-Term Rental

Flexrent rental, available exclusively through our partner Grenke, is a solution for dynamic companies that want continuous access to the latest technologies. You determine the preferred rental period, and at the end of the agreement you decide whether to extend it, replace the equipment with a newer model, or purchase it outright.

  • Continuous access to the latest equipment without significant upfront costs

  • Flexible end-of-term options without large one-off payments

  • Optimisation of operating costs
Ask for Details Download the information brochure
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Grenke

Flexline Financing Facility

Flexline is the ideal solution for companies planning recurring investments. With a single master agreement for a 12-month period, you can benefit from preferential financing terms for each subsequent investment. Your creditworthiness is assessed only once, and individual contracts are signed without additional formalities – you determine the timing and value of each transaction within the granted limit.

  • One credit assessment for the entire agreement period

  • Flexible individual contracts without additional formalities

  • Preferential financing terms even for smaller purchases

  • Full control over timing and financing amounts
Ask for Details Download the information brochure
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Independent Financing

If you have your own leasing institution or prefer traditional financing solutions, you may finance your purchase under terms selected by your company. This option provides full independence and allows cooperation with trusted financial partners in line with your individual business needs.

  • Full independence and freedom to choose your financial partner

  • Possibility to negotiate individual terms

  • Support in integration with your leasing institution

Choose now from machines available immediately

Nothing’s holding you back now. Special financing offers and in-stock machines ready for instant installation.

Frequently Asked Questions

We understand that investing in new machinery is an important decision for every company. That is why we have prepared answers to the most frequently asked questions regarding leasing, rental and other Otinus Finance solutions.

Here you will learn, among other things, how the financing process works, which documents are required, who is eligible, and how quickly you can begin your investment. All of this is designed to make your decision easier and help you start growing without unnecessary formalities.

What documents are required?

Only basic information about the company owners and the declared revenue from the last two financial years are required. The process does not require submitting full financial documentation or certificates from the Social Insurance Institution (ZUS) or the Tax Office.

How long do I have to wait for a decision?

From submitting the data to receiving the decision usually takes only a few hours, which significantly speeds up the entire financing process.

How long do I need to operate my business to qualify for financing?

Financing is available even from the first day of operating a business.
We have the knowledge and practical experience to structure applications in a way that supports obtaining a positive financing decision.

In which currency can payments be made?

We accept payments in US Dollars

What financing options do you offer?

We offer several flexible financing options:
– Traditional leasing,
– Short-term rental,
– Flexline financing facility,
– Cash purchase (self-financing),
– Leasing loan.

Do I make the payment to Otinus or directly to the leasing company?

In most cases, the initial payment is made to Otinus, while the remaining payments are made in accordance with the terms of the leasing agreement.

Can I count on support in arranging leasing?

Of course. We provide full support in arranging leasing—we cooperate with trusted leasing companies.

Contact us to receive a personalized financing offer.

Can I obtain leasing if I have an entry in BIK or KRD?

Yes. We cooperate with financing institutions that do not verify clients in these databases.

Does a loss in business results disqualify me?

No. We cooperate with entities that do not verify income.